I am going to try something new this month. I’m only going to use cash. The only exception is gas. I’ll use my debit card for gas. That is just too much trouble. Everything else though is going to be payed for in cash. I’ve seen this idea many times. I know for a fact, I didn’t think of it. In fact, someone else posted about it this week as well. One of my best friends does this too. I’ve just never been brave enough to try it. What I know though? Is I’m getting behind. I’m using my credit cards for stupid things at the end of each month, just because I flat out run out of money.
I’ve thought about this before. I’ve just never been willing to try it. Truth is, in previous years, it wasn’t an issue. You know, pre-getting divorced. Ahem.
To save time and energy, while on vacations, I only use cash. I’ve always done that. Most likely because it gets tiring writing down receipts while on vacation. While in NYC last month, I didn’t use my debit card for anything, except on cab fare on the way back to the airport. I came home with money. If I’d used my card all weekend, I’d of come home to an empty bank account. I know this about myself. If I have cash, I consciously think, is this a need. I actually did that while on vacation in NYC. I saw a purse that I loved. Such a pretty blue purse. Ahem. Yet, I didn’t buy it. Kari probably thought I was nuts. I kept picking it up and putting it down. Ha.
If I can do this on a vacation, I can do this in regular life.
My girls don’t need anymore Silly Bandz, just because they are conveniently located right next to the check out. I don’t need to eat out for lunch each day, when I have perfectly good food right here. I don’t need to go to Target when I’m bored. I can walk the dog instead. My son doesn’t need any more Cars paraphernalia. He has too much of it, as is.
I still live like there are two incomes coming into this house. And there just isn’t.
So yesterday I took the plunge. When my paycheck was deposited, I paid all my bills. I wrote out my checks for my share of daycare/after school care. I then went to the bank and took out cash. Cash for groceries. For Costco. For Target. For the eating out, although I’m attempting to curb that as well. Cash for my therapy. For mine and Bailey’s prescriptions. I will still do certain things. I will still do some fun things with the kids. I got a pedicure last night. This evening, I will go and pay for September dance classes for Morgan. But I’m doing it all with cash.
It’s a bit scary. A bit daunting. I think I can do it though. Any money left over at the end of the month, will go towards paying off credit. My goal? To stop using the dam things.
My great-grandpa only used cash. I remember hearing that my uncle made him get a checking account for all the cash he had hidden in his house, when he was 80 freaking years old. The man paid cash for his home. For his car. If he didn’t have the cash, he just flat out didn’t need it.
I think I’d like that to be my goal. If I don’t have cash for it, I don’t need it. Might take me awhile to get there, but it’s a goal.









